Financial Memory
Record and recall
Every asset, liability, entity and document, held as dated entries you can find again in seconds.
Local-first · encrypted on your device
Map Your Wealth. Shape Your Future.
Accounts, property, private holdings, equity — across every country you're in. Stored on your device, encrypted, under your key. No advice. No copy on our servers.
Android · iOS · iPadOS · macOS
The record
What it actually looks like.
Not a tidy index-fund portfolio. A household with property in two countries, an entity that owns another entity, equity that vests across a border, and a valuation that's a year old and shown as exactly that.
Nair–Fernandes household6 entities · 3 jurisdictions
Net worth, all entities
$1,046,300
≈ ₹8,74,10,000 · £58,900 pension, not yet drawn
As of 4 Aug 2026
Kavya Holdings LLC— Delaware, owns 2 properties below
$612,000
Bengaluru flat — rentedValued 14 mo ago
₹1,42,00,000
RSU grant, US employerVests in India — cross-border flag active
$184,500
LP commitment — seed fund$150,000 committed · $62,000 called
$62,000
NRE savings account
₹31,20,000
USD 49%INR 34%GBP 17%
India · FY closes 31 Mar
United States · FY closes 31 Dec
Cross-border vesting flag
RSU tranche vests, 12 November
Granted under US tax residency. This tranche vests under Indian tax residency. One event, two filings, identified for you.
What it is
Mapital is a private record of what you own, owe and are owed — accounts, property, private holdings, equity, and the debt against any of them.
It holds everything across every country and currency you touch, as one related record rather than a folder of separate apps.
It runs on your device. No advice is given, and nothing you enter is copied to our servers.
Intelligence
Runs on your device
Narrow, on-device reasoning that describes what changed and why — never what to do about it.
Collaboration
Shared, with boundaries
Extend a read-only view to a spouse, parent or advisor — scoped, revocable, and free for them.
What it doesn't do
Three things we will never do.
No copy on our servers.Asset values, documents and your ownership graph are encrypted at rest on your device and never leave it.
No ads, no data resale.Subscription only. Your financial life is not an audience segment.
No advice.Every output is information and explanation. Nothing suggests a specific action, allocation, product or amount — under any framing.
Privacy
Here is exactly what leaves your device.
Not a promise about our intentions — a description of how the software is built. If a row here changes, this page changes the same day.
| Data | Transport | As what | Destination |
|---|---|---|---|
| Asset values, balances | Sync, or sharing if net worth is included | Cipher Text | Your own devices, or a recipient you invite |
| Transactions | Only if sync enabled | Cipher Text | Your own devices only |
| Documents, receipts, statements | Only if sync enabled | Cipher Text | Your own devices only |
| Ownership graph, entities, jurisdictions | Sync, or sharing if enabled | Cipher Text | Your own devices, or a recipient you invite |
| Encrypted backup archive | Only if backup enabled | Cipher Text | Your own Drive / iCloud |
| Email, auth token, subscription tier | Always | Metadata | Mapital account systems |
| Usage events, crash reports | Always | Anonymized | Mapital reliability systems |
Everything above that reaches another device — yours, or an invited recipient's — travels through our relay as ciphertext the relay itself cannot read and does not retain.
On the language we use. We describe the implementation that ships today, in terms you can check. We avoid the shorthand the category reaches for, because a term nobody can verify is not a security property.
Pricing
Free computes. Plus narrates.
What you enter is never metered, on any plan. What you pay for is what the product generates.
Free
$0
Forever
- Unlimited assets, accounts, liabilities and documents
- Net worth, allocation and KPI dashboards
- The full record — entities, jurisdictions, currencies
- One read-only share, one recipient, permanently
Plus — founding member
Time-limited
$9.99 $4.99/mo
$99.99 $49.99/yr · 50% off list
- Everything in Free, plus the full intelligence layer
- Narrated monthly reviews of what moved and why
- Own and edit household shares, multiple recipients
- Rate held for the life of your subscription
List price is $9.99/mo · $99.99/yr, with no increase planned. The founding rate is a labelled, time-limited discount off that list — not a lower list price — and is held for the life of your subscription once claimed. Billing runs through the App Store and Google Play.
Free tools
Useful on their own. No signup, no email gate.
Net worth & FIRE calculator
Enter what you own and owe across currencies and see where you stand today. Projections state their assumptions; they are not forecasts and not advice.
Equity & offer comparison
Compare two offers when strike price, vesting shape and tax residency don't line up the same way.
Company
Who's behind Mapital.
Mapital is built by Sriam Systems Private Limited, a company registered in India.
- Registered office
- Ground Floor, Plot no. 3, Vinayaka Vihar Nagar Colony, Kardhanoor Village, Patancheru (md), Sangareddy (dt), PIN 502300, Telangana, India
- Contact
- hello@mapital.io
Early access
Be one of the first to fill the record.
If your money crosses a border or an entity boundary, we'd like to talk to you before we build another line of it.
Thanks — you're on the list. We'll be in touch when it's your turn.
One email when it's your turn. No newsletter, no drip sequence.